The third of Shoaff's three core subjects, representing the goal of achieving economic freedom through personal development and disciplined habits rather than relying on external conditions.
"The third was how to become financially independent. And I'd like to give you just a few clues from those three major subjects that so dramatically affected my life."
"Financial independence is the ability to live from the income of your own personal resources... Whatever you would need to live, and you could earn that living from the income of your own personal resources."